These Terms and Conditions (this “Agreement”) govern your use of the pages or features of any website through which Hedy & Hopp, LLC (the “Company”) offers certain online courses and educational products or services (the “Services”).

PLEASE READ THIS AGREEMENT CAREFULLY BEFORE ACCESSING OR USING THE SERVICES BECAUSE IT CONSTITUTES A LEGALLY BINDING AGREEMENT BETWEEN YOU AND THE COMPANY.

BY CREATING AN ACCOUNT OR BY USING THE SERVICES, YOU ARE ACCEPTING AND AGREEING TO THIS AGREEMENT. IF YOU DO NOT ACCEPT AND AGREE TO THIS AGREEMENT IN ITS ENTIRETY, THEN YOU ARE STRICTLY PROHIBITED FROM VISITING, ACCESSING, REGISTERING WITH AND/OR USING THE SERVICES.

THE COMPANY MAY SUPPLEMENT, AMEND OR OTHERWISE MODIFY THIS AGREEMENT AT ANY TIME. SUCH MODIFICATIONS WILL BE POSTED ON THIS OR A SIMILAR PAGE OF THE SERVICES, AS APPLICABLE, EMAILED TO THE EMAIL ADDRESS ASSOCIATED WITH YOUR ACCOUNT OR POSTED TO YOUR ACCOUNT, AND SHALL BE DEEMED EFFECTED AS OF THEIR STATED EFFECTIVE OR MODIFICATION DATES. IT IS YOUR RESPONSIBILITY TO CAREFULLY REVIEW THIS AGREEMENT AND YOUR ACCOUNT EACH TIME YOU VISIT, ACCESS, REGISTER WITH OR USE THE SERVICES.

  1. Eligibility. The Services are offered only to users eighteen (18) years of age or older, or otherwise the age of majority in their respective jurisdictions, and who have accepted this Agreement. By accessing, registering with or purchasing or using the Services, you represent and warrant to the Company that you meet these eligibility requirements. You agree to comply with all applicable laws for accessing, registering with or purchasing or using the Services, and you may only use them for lawful purposes.
  2. Privacy. The Company respects your privacy and the use and protection of your personal information. The Company’s policies concerning the collection and use of your personal information in connection with the Services are set forth in the Company’s Privacy Policy, which you should carefully review each time you visit, access or use the Services.
  3. Ownership. The Services and all elements and derivatives thereof (including, without limitation, all content, information, source codes, object codes, data, instructions, documentation and expressions), as well as all copyrights, trademarks, trade secrets and other intellectual properties of the foregoing, are owned, licensed or permissibly used by the Company. In no event shall you have or retain any rights, titles or interests in or to the foregoing other than those limited rights expressly granted to you under this Agreement. No rights or permissions granted to you under this Agreement are coupled with an interest. Nothing contained in this Agreement shall be construed as a waiver or limitation of the Company’s (or its licensors’) respective rights and remedies under applicable law. The programs and software which operate the Services are confidential trade secrets of the Company or its licensors and, therefore, you agree not to modify the programs or any embodiment thereof or attempt to decipher, decompile, disassemble or reverse engineer the programs or software or any embodiment thereof.
  4. License of the Services. Subject to the terms and conditions of this Agreement, and any associated payment and registration obligations as imposed by or with the prior consent of the Company (including you having a user account in good standing), the Company grants you a limited, non-exclusive, personal, freely-revocable, non-transferable and non-sub-licensable license to access and view the content and materials provided as part of the Services. Your unauthorized use of the Services, or any breach by you of this Agreement, automatically terminates this license. You are not permitted to copy, reproduce, modify, publish, upload, post, transmit or distribute in any way any part of the Services. You acknowledge that the Services are subject to the copyright and other proprietary rights of the Company and you will not commit or permit any act or omission that would impair such rights.
  5. Third-Party Materials. The Services may include links to third-party websites and resources (collectively, “Third-Party Materials”). We are not responsible or liable for the availability or accuracy of, and the Company does not endorse, sponsor, or recommend any Third-Party Materials or the content, products, or services on or available from such Third-Party Materials. Your use of Third-Party Materials is at your own risk and the Company and its affiliates will not be liable for any losses arising out of or relating to Third-Party Materials.
  6. Payments.
    1. Fees. You agree to pay all fees due for Services requested at the fees and pursuant to all payment terms presented to you when engaging in transactions. Prices are subject to change at any point in our sole discretion. You will see a prompt for your payment details, such as your credit card information. By entering your payment information and submitting your request, you authorize us, our affiliates, or our third-party payment processors to charge the amount due.
    2. Third-Party Payment Processing Vendor. Credit card, debit card and other monetary transactions for the Services may occur through an online payment processing application that is provided by a third-party vendor and accessible through the Services. The Company’s relationship with the third party payment processing vendor(s), if any, is merely contractual in nature, as it is nothing more than a third party vendor and is in no way subject to the Company’s direction or control; thus, their relationship is not, and should not be construed as, one of fiduciaries, franchisors-franchisees, agents-principals, employers-employees, partners, joint venturers, contractors or the like.
    3. No Refunds. All sales and payments made for the Services are final, irrevocable and not subject to or eligible for a refund.
  7. Electronic Communication. By agreeing to this Agreement, you consent to receive electronic communications from the Company (e.g., via email). These communications may include operational notices about your account (e.g., payment authorizations, password changes and other transactional information) and are part of your relationship with us.
  8. Disclaimer of Warranties. YOUR USE OF THE SERVICES OR ITEMS OBTAINED THROUGH THE SERVICES IS AT YOUR OWN RISK. TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, THE SERVICES OR ITEMS OBTAINED THROUGH THE SERVICES ARE PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS, WITHOUT ANY WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. WITHOUT LIMITING THE FOREGOING, NEITHER THE COMPANY NOR ANY PERSON ASSOCIATED WITH THE COMPANY REPRESENTS OR WARRANTS THAT THE SERVICES OR ITEMS OBTAINED THROUGH THE SERVICES WILL BE ACCURATE, RELIABLE, ERROR-FREE, OR UNINTERRUPTED, THAT DEFECTS WILL BE CORRECTED, THAT THE SITE OR THE SERVER THAT MAKES IT AVAILABLE ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS, OR THAT THE SERVICES OR ITEMS OBTAINED THROUGH THE SERVICES WILL OTHERWISE MEET YOUR NEEDS OR EXPECTATIONS.
  9. Limitation on Liability. IN NO EVENT WILL THE COMPANY, THE COMPANY’S LICENSORS, AFFILIATES AND SERVICE PROVIDERS, AND THE COMPANY’S OWNERS, DIRECTORS, OFFICERS, EMPLOYEES, CONTRACTORS, AGENTS AND REPRESENTATIVES, (COLLECTIVELY, “COMPANY PARTIES”) BE LIABLE TO YOU FOR ANY DAMAGES WHATSOEVER, INCLUDING WITHOUT LIMITATION, INDIRECT, INCIDENTAL, SPECIAL, PUNITIVE OR CONSEQUENTIAL DAMAGES, OR ANY OTHER DAMAGES OF ANY KIND, INCLUDING BUT NOT LIMITED TO LOSS OF USE, LOSS OF DATA OR LOST PROFITS, WHETHER IN AN ACTION IN CONTRACT, TORT (INCLUDING BUT NOT LIMITED TO NEGLIGENCE) OR OTHERWISE, INCLUDING BUT NOT LIMITED TO ANY DAMAGES CAUSED BY OR RESULTING FROM RELIANCE ON INFORMATION OBTAINED THROUGH THE SERVICES OR FROM THE CONDUCT OF YOU OR ANYONE ELSE (INCLUDING BUT NOT LIMITED TO BODILY INJURY, DEATH OR PROPERTY DAMAGE), WHETHER ONLINE OR OFFLINE, ARISING OUT OF OR IN CONNECTION WITH YOUR USE OF THE SERVICES, OR THE CONTENT IN THE SERVICES, WHETHER THE DAMAGES ARE FORESEEABLE AND WHETHER OR NOT THE COMPANY PARTY HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES IN ADVANCE. IF YOU ARE DISSATISFIED WITH THE SERVICES, THE CONTENT IN THE SERVICES, OR THESE TERMS, YOUR SOLE AND EXCLUSIVE REMEDY IS TO DISCONTINUE USING THE SERVICES. THE FOREGOING DOES NOT AFFECT ANY LIABILITY THAT CANNOT BE EXCLUDED OR LIMITED UNDER APPLICABLE LAW.
  10. Release. To the fullest extent permitted by applicable law, you release the Company Parties from responsibility, liability, claims, demands, and/or damages (actual and consequential) of every kind and nature, known and unknown (including, but not limited to, claims of negligence), arising out of or related to disputes between users and the acts or omissions of third parties. IF YOU ARE A CALIFORNIA RESIDENT, YOU HEREBY WAIVE ANY RIGHTS YOU MAY HAVE UNDER CALIFORNIA CIVIL CODE § 1542 AS WELL AS ANY OTHER STATUTE OR COMMON LAW PRINCIPLES THAT WOULD OTHERWISE LIMIT THE COVERAGE OF THIS RELEASE TO INCLUDE ONLY THOSE CLAIMS WHICH YOU MAY KNOW OR SUSPECT TO EXIST IN YOUR FAVOR AT THE TIME OF AGREEING TO THIS RELEASE.
  11. Dispute Resolution. This Agreement or any dispute arising from this Agreement is governed by the laws of the State of Missouri, without regard to provisions of conflicts of law. Any lawsuit arising from or related to this Agreement shall be brought exclusively before the state and federal courts located in St. Louis, Missouri, and you hereby consent to the jurisdiction of any such court.
  12. Notice. Unless otherwise expressly stated in this Agreement, the Company may give or deliver all other notices to you by means of a general notice posted on this or a similar page of the Services, as applicable, by e-mail to the e-mail address associated with your User Account or by posting to your User Account, and shall be deemed effective as of their stated effective dates.
  13. Relationship. In no event shall this Agreement, the performance of a Party’s rights or obligations under this Agreement, the Services or a Party’s visit to, access of, registration with or use of the Services create any type of fiduciary, franchise, agency, employment, independent contractor, partnership or joint venture relationship between you or the Company.
  14. Waiver and Severability. No waiver by the Company of any term or condition set out in this Agreement shall be deemed a further or continuing waiver of such term or condition or a waiver of any other term or condition, and any failure of the Company to assert a right or provision under this Agreement shall not constitute a waiver of such right or provision. If any provision of this Agreement is held by a court or other tribunal of competent jurisdiction to be invalid, illegal, or unenforceable for any reason, such provision shall be eliminated or limited to the minimum extent such that the remaining provisions of the Agreement will continue in full force and effect.
  15. Entire Agreement. This Agreement, together with those additional terms, conditions, and policies referenced herein and/or made available herein by hyperlink (including, without limitation, the Privacy Policy), constitute the entire agreement and understanding between the Parties with respect to the subject matter hereof; supersede any prior agreements and understandings, if any, between the Parties with respect to such subject matter; and shall inure to the benefit of and be binding upon the Parties and their respective successors and assigns.
  16. Contact Us. Please direct any questions you may have about the Services or this Agreement to contact@wearehipaasmart.com.
  17. Last Modified. This Agreement was last modified on April 30, 2025.